ISA FAQs

Information and answers to frequently asked questions about ISAs

ISA rules

Can I open more than one ISA in a year?

Can you have a Lifetime ISA and a Stocks and Shares ISA?

How many ISAs can I have?

What is the ISA age limit?

Can you have a joint ISA?

Can I have two Stocks and Shares ISAs?

Can someone else pay into my ISA?

ISA transfers

Can you transfer shares into an ISA?

Does transferring an ISA count as opening a new one?

Can I transfer an ISA to another person?

Investing in ISAs

How to open a Stocks and Shares ISA

Do Stocks and Shares ISAs pay interest?

What is the ISA deadline?

What are the ISA dividend tax benefits?

How to invest in a Stocks and Shares ISA

Why is my Stocks and Shares ISA losing money?

Withdrawing money from ISAs

Can I withdraw money from an ISA?

What is a flexible ISA?

Junior ISAs

How many Junior ISAs can you have?

Can you withdraw money from a Junior ISA?

What happens to a Junior ISA at 18?

Tax-efficient investing in your ISA

Maximise your annual ISA allowance and plan ahead for 2026/27 tax year.

ISA allowance

Find out how to take advantage of this year's ISA allowance and invest up to £20,000 tax-free in 2026/27.

How to Bed & ISA

Transfer your trading account shares into your tax efficient ISA to make the most of your tax-free ISA allowance.

ISA investment ideas

We’ve made it easy to invest in your ISA. Explore our experts’ top picks, ready-made funds and the most popular investments with our customers.